Download e-book for kindle: Ain As in Train (Word Families Set 8) by Carey Molter

By Carey Molter

ISBN-10: 1591972728

ISBN-13: 9781591972723

ISBN-10: 1596796871

ISBN-13: 9781596796874

Introduces, in short textual content and illustrations, using the letter mix "ain" in such phrases as "train," "sprain," "chain," and "brain."

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Additional info for Ain As in Train (Word Families Set 8)

Example text

Budget planner ■ 23 Incidentals at work, eg drinks with colleagues, collections for presents ............................... Special work clothes ............................... Concessionary travel ............................... Free NHS prescriptions ............................... Free eye tests ............................... Mature drivers’ insurance policy ............................... Retired householders’ insurance policy ............................... Life assurance payments and/or possible endowment policy premiums ...............................

Pensions ■ 51 Your employer’s contributions to the scheme represent the money your employer is setting aside for your pension and other benefits. In some schemes the amount is calculated as a fixed percentage of your earnings. In others the scheme actuary would estimate the amount that your employer needs to pay to ensure your (and other members’) benefits in the future. Benefits from the scheme. All pension scheme members should be given a booklet describing how the scheme works, what benefits it provides and other information, including the address of the Pensions Ombudsman.

Women who were already paying a reduced-rate contribution were, however, allowed to continue doing so. These reduced-rate contributions do not count towards your pension and you will not have had any contributions credited to you. If you are still some years away from retirement, it could be to your advantage to cancel the reduced-rate option, as by doing so you may be able to build up a wider range of benefits without paying anything extra. This applies if you are currently (2008/09) earning between £90 and £105 a week, ie between the lower earnings limit and the primary threshold.

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Ain As in Train (Word Families Set 8) by Carey Molter


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